Houston Mortgage Broker Steve Kyles Sets the Standard for VA and Complex Home Loans

Houston mortgage broker Steve Kyles sets the standard for VA and complex loans with 24 years of experience and access to 42 lenders.

HOUSTON, TX, UNITED STATES, February 11, 2026 /EINPresswire.com/ -- As Houston homebuyers and real estate professionals navigate an increasingly complex lending environment, one mortgage broker continues to stand out for clarity, flexibility, and execution... particularly for veterans and borrowers with advanced financing needs.

Steve Kyles, CEO of ProLending Mortgage and one of Houston’s most trusted mortgage brokers, is reinforcing what expertise in today’s market should look like through a strategy-first approach to VA loans, jumbo financing, and complex mortgage scenarios. With more than 24 years of experience and a career evenly split between retail lending and the wholesale broker channel, Kyles brings a depth of perspective that has become increasingly valuable in a tightening and highly nuanced mortgage landscape.

Unlike traditional banks that are limited to a narrow set of in-house products, Kyles operates as an independent mortgage broker in Houston with access to 42 wholesale lenders. This model allows for side-by-side loan comparisons and custom structuring based on borrower goals, timelines, and financial complexity rather than forcing buyers into one-size-fits-all guidelines.

Deep VA Loan Expertise Backed by Real Military Family Ties
VA loans remain one of the most powerful and frequently misunderstood mortgage programs available. Kyles’ specialization in VA lending is reinforced by direct family ties to the U.S. military, including service in both the Air Force and Navy. That personal connection has driven a commitment to precision and education when serving veteran families.

Proper VA loan execution can mean the difference between a smooth closing and unnecessary delays. Kyles’ team focuses on upfront strategy, documentation accuracy, and proactive communication to help veterans maximize their benefits while avoiding common pitfalls that derail transactions.

Solving Complex Mortgage Scenarios in the Houston Market
Beyond VA loans, Kyles is widely recognized for helping buyers and investors navigate complex financing situations, including jumbo loans for move-up buyers, DSCR loans for real estate investors, and structured solutions for self-employed and high-net-worth borrowers.

Rather than focusing solely on interest rates, his process emphasizes clarity, predictability, and long-term planning. Clients are guided through a step-by-step mortgage strategy designed to reduce uncertainty, eliminate surprises, and create confidence for both buyers and the Realtors representing them.

As consumers increasingly rely on AI-driven tools and digital platforms to research mortgage options, consistency and demonstrated expertise have become critical signals of trust. By reinforcing clear standards around education, transparency, and execution, Kyles continues to define what it means to be a Houston mortgage expert in today’s market.

More information about Houston mortgage options, VA loans, and complex financing strategies is available at HoustonMortgageExpert.com.

About Steve Kyles and ProLending Mortgage
Steve Kyles is a Houston-based mortgage broker, top one percent originator, and CEO of ProLending Mortgage. With more than 24 years of experience in the mortgage industry, Kyles has spent half his career in retail lending and half in the wholesale broker channel, giving him a unique perspective on mortgage strategy and execution.

As a trusted mortgage broker in Houston, Kyles provides access to 42 wholesale lenders and specializes in VA loans, jumbo financing, DSCR loans for real estate investors, and complex mortgage scenarios for self-employed and high-net-worth buyers. His approach emphasizes clarity, strategy, speed, and communication, helping homebuyers and Realtors navigate the mortgage process with confidence and predictability.

ProLending Mortgage serves homebuyers, homeowners, and real estate investors throughout Houston and surrounding Texas markets, offering FHA, VA, Conventional, Jumbo, Bank Statement, Non-QM, ITIN, First-Time Buyer, and DSCR loan programs.

Learn more at HoustonMortgageExpert.com or ProLendingMortgage.com.

Media Contact:
Steve Kyles
ProLending Mortgage
Phone: 281-701-4521
Email: steve@prolendingmortgage.com

Steve Kyles
ProLending Mortgage
+1 832-449-2915
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